Property

820 J Street, Los Banos, CA 93635

279,900

FHA
$19,603 interest already paid off
2
1
960 sqft
Estimated Loan Balance$181,288
Cash to close$96,465
Est. Monthly PITI$1,308
Initial Loan Amount$202,635
Time on site6 months
Remaining Term25 years, 7 months

Payment Calculator

$1,074

per month

In an assumption, your down payment equals the seller’s equity. You’ll need at least 5% in cash, and the rest can be covered with secondary financing.

How much can you bring down?$96,465
Find out if you qualify by applying with our experts.
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Assumed Rate

2.31%
6.47%

Principal & Interest

$781 /mo
$1,225 /mo
PatrickRachelMike

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About this home

INVESTORSSHOPPINGDININGCHARMING
Charming downtown Los Banos opportunity! This small older 3-bedroom, 1-bath home is full of character and ready for your personal touch. Perfect for investors or buyers looking to add value, this property offers plenty of potential with its R-3 zoning and convenient alley accessideal for adding an ADU or future expansion. Located in the heart of do
A monthOn UMe
ResidentialProperty Type
1929Year Built
960 SqftLiving Area
$292Price Per Sqft
$0Monthly Taxes

Listed by • Roger Cervantes, Century 21 Select Real Estate

Property Details

Garage/Carport Information

  • Has Garage
  • No Attached Garage

Parking

  • Features: Garage
  • # of Parking (Total): 1
PatrickRachelMike

Curious About This home?

Book a call with our team and start your journey toward owning this home. We’ll answer your questions and walk you through every step.
No pressure--just real answers from our experts

All information should be verified by the recipient and none is guaranteed as accurate by MLS Metrolist

MLS ID: 225119885

Listing From: MLS Metrolist

Last updated: 2026-06-15T22:50:00.174Z

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